

This complements actions in areas with high growth potential such as the tourism sector.ĬOSME is the EU programme for the Competitiveness of Enterprises and Small and Medium-sized Enterprises running from 2014 - 2020 with a budget of €2.3 billion. COSME also supports businesses to be competitive by encouraging them to adopt new business models and innovative practices. The programme also aims to help businesses access opportunities offered by digital technologies.ĭownload the poster Improving business conditionsĬOSME aims to reduce the administrative and regulatory burden on SMEs by creating a business-friendly environment.
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Actions support specific groups who may find it difficult to reach their full potential, such as young people, women and senior entrepreneurs.

It also finances a number of IPR (intellectual property rights) SME Helpdesks.ĭownload the poster Supporting entrepreneursĬOSME supports entrepreneurs by strengthening entrepreneurship education, mentoring, guidance and other support services. It funds the Enterprise Europe Network that helps SMEs find business and technology partners, and understand EU legislation the Your Europe Business portal that provides practical information on doing business within Europe. To find a financial institution in your country, visit the Access to Finance portal.ĬOSME helps businesses to access markets in the EU and beyond. EU ‘ financial instruments’ are channelled through local financial institutions in EU countries.

Thanks to EU support, businesses have easier access to guarantees, loans and equity capital. Download the leaflet with the key information on the COSME programme and its objectives.ĭownload the leaflet (available in all EU languages) Accessing financeĬOSME aims to make it easier for small and medium-sized enterprises (SMEs) to access finance in all phases of their lifecycle – creation, expansion, or business transfer.
